If you're interested in selling your products online MGS Web Design can integrate an e-commerce shopping cart solution into your website that will allow you to sell your products and accept credit card payments easily online. Whether your selling a service, a single product or many products, we can build you an e-commerce website that will suit your needs.
Everyday more and more people are using the Internet not only as a reference tool to locate products and services but also to shop and make purchases online. It is a huge advantage for any business that wants to grow and compete effectively in today's market to have an online presence.
An e-commerce website is an online shop that is open 24hrs a day, 365 days a year. With 1.8 million people online in Ireland everyday and over 85,000 people buying online in Ireland everyday that's a lot of potential customers!
From designing and hosting your e-commerce website, to integrating shopping cart systems and payment processors we aim to make it as easy as possible for you to get started selling online. We provide you with the training and guidance you may need, leaving you in full control to run your own online shop with confidence. It's easy to do and should you ever need help, we are always at hand to provide you with expert assistance.
There are a number of ways to accept credit card payments online. We've outlined some of the options we recommend and support below.
You'll need a credit card to set up a PayPal account. With a PayPal account setup it can be integrated it into your website and you can start accepting credit card payments online in real time. You can withdraw money from your PayPal account to your bank account at any time or use funds in your PayPal account to make purchases online. There are no monthly fees or setup fees with PayPal but there is a transaction fee for every payment you receive (1.9% to 3.4% + €0.35 EUR). Because you are only charged per transaction it is often the best option if you are just starting out and don't want to pay monthly fees. Payments made via PayPal go through PayPal's own secure server, therefore you do not need your own secure server to accept payments.
Realex is an Irish company with offices based in Dublin and other countries including the UK. To setup a Realex account you will need a merchant bank account. Realex offer two types of payment gateway. Option one works similar to PayPal in that you do not need a secure server, the payment page is instead hosted on the Realex secure server. Option two allows you to host your own payment pages on your own secure server. Realex charge a monthly fee of €29 which includes up to 350 transactions free with excess transactions charged at €0.19. The main advantage of Realex over PayPal is support for Laser card payments.
WorldNet TPS is another Irish company based in Dublin. They offer a payment gateway service similar to Realex and they also accept Laser card payments as well as all the major credit cards.
WorldPay charge a setup fee of €145 and a recurring annual fee of €250 and 4.50% on the value of all transactions. They also apply additional charges for extra currencies and other options. In general it is a more expensive option in comparison to PayPal but worth considering if you make a lot of sales and want to include extra payment options for your customers.
Using a Credit Card Machine
We recommend using one of the online payment options above for automatic payment processing on orders made through your websites shopping cart. However if you have a credit card machine you can process credit card payments manually yourself. Credit Card machines usually carry a monthly charge. You will also need a secure server to accept credit card information through your website.
View our E-Commerce Web Design Package